Collect.md — Debt recovery articles https://www.collect.md/en/blog/ Collect.md — Debt recovery articles en The debtor left the country: how to recover the debt https://www.collect.md/en/blog/debitorul-a-plecat-din-tara-cum-recuperezi/ https://www.collect.md/en/blog/debitorul-a-plecat-din-tara-cum-recuperezi/ Wed, 14 Oct 2026 09:00:00 GMT Leaving Moldova does not wipe out the debt. What to do at once, what remains reachable here, and why waiting “until they come back” costs time — including limitation. The obligation remains. It does not vanish with a plane ticket, and it does not vanish because the family says they no longer live here. What changes is where you can still pursue it: assets, accounts, income or an address — usually still in the Republic of Moldova. Start with the file here: gather the evidence, note the last known address, and ask in writing for the sum to be confirmed. The ordinary limitation period is 3 years. Waiting “until they come back” does not stop the clock. How contract structure helps prevent unpaid commercial debts https://www.collect.md/en/blog/previnirea-datoriilor-clauze-contractuale/ https://www.collect.md/en/blog/previnirea-datoriilor-clauze-contractuale/ Wed, 24 Jun 2026 09:00:00 GMT How to build a contract that reduces non-payment risk: the partner, due dates, evidence, internal discipline. The tactical clause list stays in the 10-clauses article. The Most Common Debtor Excuses and How to Counter Them (Without Becoming Aggressive) https://www.collect.md/en/blog/scuze-debitori-cum-contracarezi-fara-agresivitate/ https://www.collect.md/en/blog/scuze-debitori-cum-contracarezi-fara-agresivitate/ Wed, 27 May 2026 09:00:00 GMT "The money is on its way." "The accountant is on leave." "We'll pay next month." We've heard them all. Here's how to respond to each — firmly, legally, without breaking anything. The client is not paying the invoice — what do you do? https://www.collect.md/en/blog/clientul-nu-plateste-factura-ce-faci/ https://www.collect.md/en/blog/clientul-nu-plateste-factura-ce-faci/ Wed, 13 May 2026 09:00:00 GMT A practical B2B guide: review the file, send a first reminder, escalate to a formal demand, negotiate a payment plan where it makes sense, and decide when amicable recovery is no longer efficient. Debts Over 3 Years Old: Is It Worth Recovering Them? The Uncomfortable Truth https://www.collect.md/en/blog/datorii-vechi-3-ani-merita-recuperate-adevar/ https://www.collect.md/en/blog/datorii-vechi-3-ani-merita-recuperate-adevar/ Wed, 29 Apr 2026 09:00:00 GMT Everyone says nothing more can be done. But sometimes, you can. Here is when an old debt still has chances, how to verify it, and when it is time to move on. The limitation period for debts in Moldova https://www.collect.md/en/blog/termen-prescriptie-datorii-moldova/ https://www.collect.md/en/blog/termen-prescriptie-datorii-moldova/ Wed, 22 Apr 2026 09:00:00 GMT What limitation means, when the usual 3-year period starts, what interrupts or suspends it, what happens after expiry, and why an old file must be checked — not assumed time-barred. How to Recover Money from a Company in Liquidation in Moldova https://www.collect.md/en/blog/recuperare-bani-firma-lichidare-moldova/ https://www.collect.md/en/blog/recuperare-bani-firma-lichidare-moldova/ Wed, 18 Mar 2026 09:00:00 GMT You find out your debtor is in liquidation and panic sets in. But not all is lost. There's a procedure — and a time window you MUST NOT miss. 7 Signs a Client Will Pay Late (or Never) https://www.collect.md/en/blog/7-semne-client-plateste-tarziu-sau-deloc/ https://www.collect.md/en/blog/7-semne-client-plateste-tarziu-sau-deloc/ Wed, 11 Mar 2026 09:00:00 GMT It's not about luck. There are patterns. If you spot three of these signs in the first 30 days — you're at serious risk of never seeing your money. Recovering Debts from Individuals: What You Can and Can't Do Legally in Moldova https://www.collect.md/en/blog/recuperare-creante-persoane-fizice-legal-moldova/ https://www.collect.md/en/blog/recuperare-creante-persoane-fizice-legal-moldova/ Wed, 04 Mar 2026 09:00:00 GMT Unlike companies, individuals have special protections. Here's what you're allowed to do, what's forbidden, and how to approach recovery correctly without breaking the law. 10 contract clauses that help when a client does not pay https://www.collect.md/en/blog/10-clauze-contract-salveaza-neplata/ https://www.collect.md/en/blog/10-clauze-contract-salveaza-neplata/ Wed, 25 Feb 2026 09:00:00 GMT Tactical list: exact due date, late-payment interest, retention of title, notice email, recovery costs, set-off, acceleration, venue, acceptance note. They do not guarantee payment. Proforma Invoice vs Fiscal Invoice: What's the Difference and Which Truly Protects You https://www.collect.md/en/blog/factura-proforma-vs-factura-fiscala-diferenta/ https://www.collect.md/en/blog/factura-proforma-vs-factura-fiscala-diferenta/ Wed, 18 Feb 2026 09:00:00 GMT Many entrepreneurs confuse them. Others use them wrong. Here's why a proforma invoice is NOT an invoice — and what's at risk for those who think it is. Personal Data: What It Means, Who Can Process It, and What Rights You Have https://www.collect.md/en/blog/date-caracter-personal-ce-inseamna-drepturi/ https://www.collect.md/en/blog/date-caracter-personal-ce-inseamna-drepturi/ Wed, 11 Feb 2026 09:00:00 GMT Your name, phone, IDNP, address — all personal data. Who's allowed to request them? Who can use them? And what can you do when they're abused? Guaranty (Suretyship): What It Means, Whether to Sign as a Guarantor, and Risks No One Explains https://www.collect.md/en/blog/fidejusiunea-riscuri-fidejusor-merita-semnat/ https://www.collect.md/en/blog/fidejusiunea-riscuri-fidejusor-merita-semnat/ Wed, 04 Feb 2026 09:00:00 GMT Someone asked you to be a guarantor? Sounds harmless, right? Wrong. It's one of the most dangerous commitments you can sign. Here's why. How to Write a receipt Correctly: Exact Steps to Be Legally Protected https://www.collect.md/en/blog/cum-scrii-chitanta-corect-pasi/ https://www.collect.md/en/blog/cum-scrii-chitanta-corect-pasi/ Wed, 28 Jan 2026 09:00:00 GMT A poorly written receipt is worth nothing in court. Here's exactly what it must contain, in what order, and the mistakes that nullify your proof of payment. How to Talk to a Debtor on the Phone: Techniques That Actually Work (Without Harassment) https://www.collect.md/en/blog/cum-vorbesti-debitor-telefon-tehnici/ https://www.collect.md/en/blog/cum-vorbesti-debitor-telefon-tehnici/ Wed, 21 Jan 2026 09:00:00 GMT The phone is your most powerful weapon — or your worst. The difference? How you talk. Here are the techniques we use, legally and effectively. Loans Between Friends: Why It Costs You the Relationship, Not Just the Money https://www.collect.md/en/blog/imprumuturi-intre-prieteni-relatie-bani/ https://www.collect.md/en/blog/imprumuturi-intre-prieteni-relatie-bani/ Wed, 14 Jan 2026 09:00:00 GMT "Lend me 5,000 MDL until payday?" Sounds harmless. But statistically, half of loans between friends are never repaid. Here's how to protect both your money and your friendship. The Bailiff Found Nothing to Seize? Here's What to Do When the Debtor "Has Nothing in Their Name" https://www.collect.md/en/blog/executorul-nu-gaseste-nimic-sechestrat-ce-faci/ https://www.collect.md/en/blog/executorul-nu-gaseste-nimic-sechestrat-ce-faci/ Wed, 07 Jan 2026 09:00:00 GMT You won in court, started enforcement, and... the debtor has nothing. Or so they say. But sometimes things aren't what they seem. Here's how to dig deeper.