Current value
9%
in force since 17/09/2026
Late payment interest (Art. 942 Civil Code) is built on the NBM base rate. At the current rate a business debtor owes 18% per year on the unpaid amount, and a consumer debtor 14% per year.
Calculate late payment interest| Valid from | Base rate | Businesses (+9 pp) | Consumers (+5 pp) |
|---|---|---|---|
| 17/09/2026 | 9% | 18% | 14% |
| 06/08/2026 | 7.5% | 16.5% | 12.5% |
| 18/06/2026 | 7% | 16% | 12% |
| 07/05/2026 | 6.5% | 15.5% | 11.5% |
| 11/12/2025 | 5% | 14% | 10% |
| 18/09/2025 | 6% | 15% | 11% |
| 07/08/2025 | 6.25% | 15.25% | 11.25% |
| 05/02/2025 | 6.5% | 15.5% | 11.5% |
| 10/01/2025 | 5.6% | 14.6% | 10.6% |
| 07/05/2024 | 3.6% | 12.6% | 8.6% |
| 21/03/2024 | 3.75% | 12.75% | 8.75% |
| 06/02/2024 | 4.25% | 13.25% | 9.25% |
| 07/11/2023 | 4.75% | 13.75% | 9.75% |
| 20/06/2023 | 6% | 15% | 11% |
| 11/05/2023 | 10% | 19% | 15% |
| 20/03/2023 | 14% | 23% | 19% |
| 07/02/2023 | 17% | 26% | 22% |
| 05/12/2022 | 20% | 29% | 25% |
| 04/08/2022 | 21.5% | 30.5% | 26.5% |
| 03/06/2022 | 18.5% | 27.5% | 23.5% |
| 05/05/2022 | 15.5% | 24.5% | 20.5% |
| 16/03/2022 | 12.5% | 21.5% | 17.5% |
| 15/02/2022 | 10.5% | 19.5% | 15.5% |
| 13/01/2022 | 8.5% | 17.5% | 13.5% |
| 03/12/2021 | 6.5% | 15.5% | 11.5% |
| 05/10/2021 | 5.5% | 14.5% | 10.5% |
| 06/09/2021 | 4.65% | 13.65% | 9.65% |
| 30/07/2021 | 3.65% | 12.65% | 8.65% |
| 06/11/2020 | 2.65% | 11.65% | 7.65% |
| 09/09/2020 | 2.75% | 11.75% | 7.75% |
| 06/08/2020 | 3% | 12% | 8% |
| 20/03/2020 | 3.25% | 12.25% | 8.25% |
| 04/03/2020 | 4.5% | 13.5% | 9.5% |
| 11/12/2019 | 5.5% | 14.5% | 10.5% |
| 31/07/2019 | 7.5% | 16.5% | 12.5% |
| 19/06/2019 | 7% | 16% | 12% |
| 05/12/2017 | 6.5% | 15.5% | 11.5% |
| 25/10/2017 | 7% | 16% | 12% |
| 28/08/2017 | 7.5% | 16.5% | 12.5% |
| 28/06/2017 | 8% | 17% | 13% |
| 27/10/2016 | 9% | 18% | 14% |
| 29/09/2016 | 9.5% | 18.5% | 14.5% |
| 04/07/2016 | 10% | 19% | 15% |
| 26/05/2016 | 13% | 22% | 18% |
| 28/04/2016 | 15% | 24% | 20% |
| 31/03/2016 | 17% | 26% | 22% |
| 25/02/2016 | 19% | 28% | 24% |
| 02/09/2015 | 19.5% | 28.5% | 24.5% |
| 30/07/2015 | 17.5% | 26.5% | 22.5% |
| 25/06/2015 | 15.5% | 24.5% | 20.5% |
| 28/05/2015 | 14.5% | 23.5% | 19.5% |
| 18/02/2015 | 13.5% | 22.5% | 18.5% |
| 29/01/2015 | 8.5% | 17.5% | 13.5% |
| 30/12/2014 | 6.5% | 15.5% | 11.5% |
| 12/12/2014 | 4.5% | 13.5% | 9.5% |
| 29/04/2013 | 3.5% | 12.5% | 8.5% |
| 02/03/2012 | 4.5% | 13.5% | 9.5% |
| 03/02/2012 | 6.5% | 15.5% | 11.5% |
| 06/01/2012 | 8.5% | 17.5% | 13.5% |
| 02/12/2011 | 9.5% | 18.5% | 14.5% |
| 06/09/2011 | 10% | 19% | 15% |
| 05/08/2011 | 9% | 18% | 14% |
| 07/01/2011 | 8% | 17% | 13% |
| 30/03/2010 | 7% | 16% | 12% |
| 02/02/2010 | 6% | 15% | 11% |
| 08/09/2009 | 5% | 14% | 10% |
| 14/08/2009 | 7% | 16% | 12% |
| 24/07/2009 | 8% | 17% | 13% |
| 23/06/2009 | 9% | 18% | 14% |
| 19/05/2009 | 10% | 19% | 15% |
| 10/02/2009 | 11% | 20% | 16% |
| 20/01/2009 | 12.5% | 21.5% | 17.5% |
| 23/12/2008 | 14% | 23% | 19% |
| 02/12/2008 | 15.5% | 24.5% | 20.5% |
| 30/09/2008 | 17% | 26% | 22% |
| 30/05/2008 | 18.5% | 27.5% | 23.5% |
| 18/03/2008 | 17% | 26% | 22% |
| 26/09/2007 | 16% | 25% | 21% |
| 20/04/2007 | 13.5% | 22.5% | 18.5% |
| 08/12/2006 | 14.5% | 23.5% | 19.5% |
| 24/11/2006 | 14% | 23% | 19% |
| 06/10/2006 | 13% | 22% | 18% |
| 30/06/2006 | 12.5% | 21.5% | 17.5% |
| 02/09/2005 | 12.5% | 21.5% | 17.5% |
| 18/02/2005 | 13% | 22% | 18% |
| 01/10/2004 | 14.5% | 23.5% | 19.5% |
| 29/06/2004 | 14% | 23% | 19% |
| 12/12/2003 | 14% | 23% | 19% |
| 07/11/2003 | 13% | 22% | 18% |
| 19/09/2003 | 12% | 21% | 17% |
| 01/08/2003 | 11% | 20% | 16% |
| 28/03/2003 | 10.5% | 19.5% | 15.5% |
| 31/10/2002 | 9.5% | 18.5% | 14.5% |
| 27/09/2002 | 10% | 19% | 15% |
| 01/08/2002 | 11% | 20% | 16% |
| 02/05/2002 | 12% | 21% | 17% |
| 04/01/2002 | 13% | 22% | 18% |
| 29/11/2001 | 13.5% | 22.5% | 18.5% |
| 26/10/2001 | 14.5% | 23.5% | 19.5% |
| 02/10/2001 | 16% | 25% | 21% |
| 06/09/2001 | 17% | 26% | 22% |
| 03/08/2001 | 18% | 27% | 23% |
| 05/07/2001 | 19% | 28% | 24% |
| 29/03/2001 | 20% | 29% | 25% |
| 01/03/2001 | 20.5% | 29.5% | 25.5% |
| 01/02/2001 | 21% | 30% | 26% |
Source: National Bank of Moldova (bnm.md). Data updated on 12/10/2026. Values are updated automatically at every site build from the official NBM export.
The base rate is the rate the National Bank of Moldova applies to its main short-term monetary policy operations. The NBM changes it at monetary policy meetings, depending on inflation. In commercial relations it is the basis for late payment interest on sums not paid when due.