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Debt acknowledgement and payment undertaking

When the debtor says "I owe you, but need time", put it in writing. A written acknowledgement restarts the 3-year limitation period (Art. 401 Civil Code), even if it had expired.

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DECLARAȚIE DE RECUNOAȘTERE A DATORIEI

Subsemnatul(a) / Subscrisa ____________, IDNP/IDNO ____________, cu domiciliul/sediul în ____________,
recunosc că datorez lui/companiei ____________, IDNP/IDNO ____________,
suma de __________ MDL, rezultată din ____________.

Mă oblig să achit integral această sumă până la data de __.__.____.
Cunosc că, în caz de întârziere, datorez dobândă de întârziere conform art. 942 din Codul civil, iar creditorul se poate adresa instanței de judecată pentru încasarea datoriei.

mun. Chișinău, 18.10.2026

Semnătura: ____________________ (____________)

Indicative template, not legal advice. Adapt it to your situation and consult a lawyer for large sums or complex cases.

Points to watch

  • State exactly where the debt comes from.
  • Set a concrete payment date.
  • For instalments, use the instalment agreement template.

Mistakes that can cost you money

  • No basis for the debt stated.
  • No concrete payment date.
  • Signed by the wrong person.
  • Obtained under pressure — it can be annulled.

Useful articles

Frequently asked questions

Does an acknowledgement after expiry still count?

Yes — under Art. 401(3) it starts a new limitation period.

Debtor still not paying?

We take over: negotiation, court, enforcement. Fee only from money recovered.

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